WE WILL GIVE YOU $500 IF WE CAN'T BEAT YOUR CURRENT CREDIT CARD PROCESSING RATE.

Apply Now! Download our PDF Application
and Fax to: 866-996-4329

View our Credit Card Processing Bundles and start receiving credit cards today!

Equipment Leasing Program

We offer versatile business equipment leasing programs for most any kind of business! Don’t fall for other business leasing programs that are only an imitation and leave you with a nightmare.  Our business leasing program for business is a hassle free, safe way to obtain equipment without having to give away your working business capital. 

We at WorldWide Optimize are backed by the best leasing program provider in the nation.  Together with our partner PREFERRED Merchants and WorldWide Optimize, we are able to offer amazing options and value to each of our customers.  We will never allow leases to take place that might take advantage of our clients. 

The next time your business is in need of new equipment and you are unsure if you should buy or lease the equipment, contact us and we will give you honest, professional support and help you make the best decision for your business based on your individual situation and needs as well as your long-term goals.

As all of our WorldWide Optimize PREFERRED customers know, they can always expect full disclosure of all fees and costs associated with their new account at anytime.  If we are providing you with a comparison from a competitors quote we will provide you with a side by side view of our services vs theirs to make it very simple for you to see that our services are the best in the business at the lowest cost.

THE FAQ's of Leasing Equipment vs Buying Equipment

The Benefits of Equipment Leasing for your business:

• Leasing your business equipment allows you to keep the equipment up to date. Business equipment that is purchased with cash eventually will be obsolete and need to be purchased again as technology and compatibility needs change. When you lease the equipment, your equipment can be upgraded at the end of your lease with the beginning of a new lease.  This ensures that you always have the right equipment for your business with the best technology available.
• With our businesses equipment lease program you will be able to clearly see what you are spending on equipment each month and what your current and future equipment budget needs to be.
• With our equipment leasing program you may be able to deduct up to the full amount of the equipment lease amount on your business taxes.(check with your professional tax advisor)
• Most of our business equipment leasing programs do not require any payments up front for the equipment.  By leasing your business equipment, you can maintain the cash flow you currently have instead of sinking it all into the purchasing of your equipment needs and upgrades which will reduce your cash flow and operating risks considerably.
• By taking advantage of our equipment leasing programs you can upgrade your existing equipment and technology to make your business more competitive in your market.

The Negatives or Downsides of Equipment Leasing:

• There are some disadvantages of leasing equipment such as it will cost more in the end to lease then to purchase new equipment.  However, if your lease is through a reputable company that is not trying to take advantage of you, the cost is more than manageable and it will keep you competitive in the market by always keeping your technology and capabilities up to date.
• The terms of the lease may require you to make payments for the entire equipment lease period even if you no longer need the equipment, which may happen if your business changes or your close the business.

The Benefits of Buying Business Equipment:

• When you purchase equipment, that equipment is deductible.  Under section 179 of the IRS code you are allowed to deduct the full cost of newly purchased assets.  (consult a tax professional for details and limitations)

The Downside to Buying Business Equipment:

• When you purchase business equipment you tie up capital that would have been available for operating costs or other areas where the money would be useful like in marketing, advertising, and other areas where you could help your business grow.
• The general nature of new business equipment is that it will become old technology at some point.  Sometimes this happens before you get a chance to make enough profit to justify the equipment in the first place.  In this instance, it makes more sense to lease the equipment as you will always be able to upgrade your equipment with a lease renewal ensuring you are always using the best technology available offering you and your customers the most value for your money.  If you purchase business equipment, this means that you again have to put out a large amount of capital in advance, minimizing operating funds.

GENERAL QUESTIONS AND ANSWERS YOU SHOULD KNOW ABOUT BUSINESS EQUIPMENT LEASING:

• Business equipment leases are divided into two main types:
  • CAPITAL EQUIPMENT LEASES. Capitol leases are like loans.  The equipment you are leasing is considered an asset against your balance owed on the lease.  Using this lease you get the benefit of using tax depreciation(where applicable), but you also get the risks.
  • OPERATING EQUIPMENT LEASES are when the leasing company retains ownership of the business equipment you are leasing.  This lease is considered an expense by the business and not a depreciable asset.  This is the type of equipment lease most widely used by businesses.
• Two buyout options are available for your lease.

The choices are fair-market value (FMV) and a $1 dollar buyout option.

• The one dollar buyout allows the business to buy the equipment that it is leasing when the lease is expiring for one dollar when the lease is expired.
• The FMV equipment buyout option allows the business to purchase the business for fair market value at the end of the lease.

Equipment Lease programs run for 24, 36 or 48 months.   While the longer leases allow you to spread out your payment over more time and thereby reduce the monthly payment amount, the technology usefulness aspect of the equipment being leased should be taken into consideration so that the lease expires near the time that new equipment would need to be acquired in order to keep up with technology or compatibility with today’s functionality and tools. 

• Leases generally require that the equipment being leased is kept insured
• In most cases you can add equipment to the current lease as needed.  The lease payment will be recalculated to reflect the new amount owed but the lease terms do not change.